Agenda - Tuesday September 16, 2025

6:30 AM - 7:45 AM

Breakfast and Registration in Grand Ballroom

7:45 AM Sharp - 8:00 AM

Your Emcee For The Conference

Introducing Mike Englert BA, B.Ed., EPC - Founding CIEPS Faculty Member, CIEPS Compliance Officer

Between 1981 and 2002, Mike developed and marketed insurance and investment products, in both Canada and the United States, for such companies as Manulife, Canada Life and Royal & SunAlliance. During most of his career he focused on the ultra-affluent and 60+ market segments. In 2002,

Mike and his wife Joan - both still in their forties and with young children at home - traded in their careers for what has proven to be a very comfortable retirement.

Mike is a founding member of both the Canadian and American Initiatives for Elder Planning Studies. He is an accomplished speaker who has spoken at hundreds of diverse events across both Canada and the United States. His talks focus on: the fiscal challenges of an aging population, the financial obstacles in the way of a healthy retirement, and the secrets to effectively marketing to and connecting with the elder population.

8:00 AM - 9:00 AM

Introducing TBA

Sponsored by our Platinum Sponsor Serenia Life

9:00 AM - 10:00 AM

Introducing Bill Bishop

Sponsored by our Platinum Sponsor Bill Bishop's BIG IDEA Company

10:00 AM - 11:00 AM

Introducing Michael Danks CLU, AIIC, EPC

Sponsored by our Platinum Sponsor ibcgroup.ca

11:00 AM - 12:00 PM

Introducing Ayal Alalouf

Sponsored by our Platinum Sponsor Foresters Financial

12:00 PM - 1:00 PM

Buffet Lunch Provided - Grand Ballroom

1:00 PM - 2:00 PM

Peter Curtis P1

Sponsored by our Platinum Sponsor Disability Tax Results Inc.

Using Disability Tax Credits (DTC) & the Registered Disability Savings Plan (RDSP) as Part of Your Planning Process

Presented by Peter Curtis CEO, P1 - Sponsored by Disability Tax Results Inc.

The disability tax credit (DTC) is an important program for those facing severe and prolonged physical or mental impairment. Some individuals face unique barriers when it comes to completing their application and claiming the credit.

In addition, understanding the benefits of an RDSP offers individuals the ability to provide financial security for those who may be dealing with either a cognitive or physical disability or are caring for a family member with cognitive or physical disabilities.

What will the advisor learn from this presentation?

In this presentation, the advisor will leave with a better understanding of the DTC and how to help parents and others save for the long-term financial security of a person who is eligible for the disability tax credit (DTC).

Financial advisors have a tremendous opportunity to help provide Canadians affected by disability with a secure financial future by introducing the Disability Tax Credit (DTC) and the Registered Disability Savings Plans (RDSPs) into their financial plans to look after present and future needs.

Presentation Overview

Peter will be speaking on the eligibility requirements for the Disability Tax Credit, who can qualify, potential refunds, and other credits and benefits. He will discuss the RDSP benefits, grants and bonds, explain government matching, and how to grow your book of business through the RDSP and residual assets.

Peter will address the issue that by working with a Financial Advisor who specializes in the special needs market, the elimination of financial support can be mitigated.

Financial products such as the Registered Disability Savings Plan (RDSP), Segregated Funds, Life Insurance and the Henson Trust are considered ODSP exempt assets and can be used to prevent the loss of financial support.

2:00 PM - 3:00 PM

Ahilan (AKIL) Balachandran B.Comm, CFP, CLU, CHS, EPC

Sponsored by our Platinum Sponsor BlueMind

3:00 PM - 4:00 PM

4:00 PM - 5:00 PM

Introducing Peter Wouters RFG., AIAA., ARP., TEP., FLMI., RHU., CFP., CLU., CHFC., ACS.,ALHC., CPCA., CHS., AFSI., EPC

Sponsored by our Diamond Sponsor Canadian Initiative for Elder Planning Studies (CIEPS)

Presentation Overview

Experience alone is becoming less important because the world is changing and changing rapidly. Expectations are changing and increasing as well. Technology is becoming ever more available and advanced, taking over many of the tasks we used to do and claim as our value proposition. How can we differentiate ourselves from machines and programs, while using them to great effect?

This presentation will take advisors on a journey where they will be reminded of the importance of trust, holistic planning, communicating effectively with clients, associated financial & estate planning considerations and the rising client need for and expectation of lifestyle planning and what that means.

What will the advisor learn from this presentation?

Your future by design; how do you view that? Your future? Your clients' future? Perhaps both?

What do we mean by design? Certainly, it infers doing something deliberately, based on a blueprint, a plan or a recipe.

Who wants to be more successful? Who wants to develop longer term client relationships more easily and with added glue? Who wants to be perceived as adding more value and being more valued?

Invest some time into exploring and incorporating these key takeaways:

1. Understanding the relevance of connecting with people more deeply,
2. Understanding the power of process, and building that into your business and action plan, and
3. Tying this all into improved and sustainable practice management.

5:00 PM

Closing Remarks, Adjourn & Enjoy Niagara Falls

(Agenda Subject to Change)